Asset finance
Fund Equipment and
Business Assets
Acquire the equipment and assets your business needs without tying up capital—flexible leasing and hire purchase options available.
What is
Asset finance
Fund essential business equipment without tying up capital—flexible leasing and hire purchase options
100%
Equipment funding
Lease
Flexible options
HP
Hire purchase
Tax
Tax efficient
UK
UK lenders
Acquire vehicles, machinery, IT hardware, and office furniture through flexible finance arrangements. Choose between operating leases, finance leases, or hire purchase to match your business needs. Fund up to 100% of equipment costs with tax-efficient structures tailored to your growth plans.
How it works
Asset finance process
From quote to equipment delivery, get supported at every step with transparent terms
Quote & Application
Tell us about the equipment you need and your business profile
Credit Assessment
We review your application and match you with suitable lenders
Approval & Delivery
Get approved, order your equipment, and start using it
Types
Choose your structure
Different finance types for different business needs
Hire Purchase (HP)
Spread the cost over fixed monthly payments and own the asset at the end
- Fixed interest rate
- Ownership at end of term
- Asset appears on balance sheet
- Tax relief on interest
Finance Lease
Use the asset without owning it, with options to return, extend, or purchase
- Off-balance sheet financing
- Tax-deductible payments
- Flexible end-of-term options
- Preserve working capital
Operating Lease
Rent equipment for a fixed period with lower monthly payments
- Lower monthly costs
- Upgrade equipment regularly
- No ownership obligations
- Ideal for tech and vehicles
Benefits
Why asset finance
Acquire essential equipment without large capital outlays
Preserve Cash Flow
Keep working capital for operations instead of large upfront purchases
Stay Up-to-Date
Upgrade equipment regularly without being locked into old technology
Tax Advantages
Potential tax relief on lease payments and capital allowances
Compare
Your client vs traditional banks
See how Jackson Swiss Partners makes asset finance faster and more accessible
Your Client
- Fast approval - often within 24-48 hours
- Flexible eligibility criteria
- Specialist lenders for all asset types
- 100% financing available
- No existing banking relationship required
- Transparent fees and terms
Traditional Banks
- Slower approval process
- Stricter credit requirements
- Limited asset type coverage
- Often require deposits
- May need existing account
- Complex documentation
Industries
Industries we support
Specialist asset finance for diverse business sectors
FAQs
Asset finance FAQs
Clear answers on equipment finance options, eligibility, and terms
Almost any business equipment can be financed - vehicles, machinery, IT hardware, medical equipment, office furniture, and more. We will help match you with lenders who specialize in your asset type.
Hire Purchase means you own the asset at the end. Leasing means you use the asset but do not own it unless you exercise a purchase option. Each has different tax and accounting implications.
Deposits typically range from 10-20% but can sometimes be zero depending on your credit profile and the asset type. We will help you find the best terms available.
Many asset finance applications are approved within 24-48 hours. Once approved, you can order the equipment and we will arrange payment directly to the supplier.
Ready to finance your essential equipment?
Check your eligibility in minutes - no impact on your credit score